PERSONAL FINANCE / Earnings workspaceFREE PUBLIC BETA

UK SALARY CALCULATOR

Earnings overview

Tax year 2026/27
Earnings data 2025 provisional

/ year

Try a salary. Everything updates.

Pay settings No pension · No student loan · Rest of UK
Tax & loans Applied to both salaries
Your pension

No contributions deducted.

MONTHLY TAKE-HOME ESTIMATE—

After Income Tax and National Insurance

UK EARNINGS POSITION—

Percentile band · full-time employee jobs

AGAINST THE UK MEDIAN—

UK annual median —

01 / EARNINGS DISTRIBUTION

Where your salary sits

ONS · 2025

Whole distribution · Auto view

UK full-time earningsSelect a point to inspect
UK annual earnings percentile thresholdsPublished Office for National Statistics thresholds, up to the 99th percentile where data quality allows. Your salary is marked for comparison. Use the salary slider below or the data table for an alternative.
£50,000
£0£150k

Published thresholds extend to P99 where quality allows. Shaded bands show a supported range, not an exact personal percentile. No extrapolation beyond the usable data.

Data quality & coverage

02 / REGIONAL BENCHMARK

Your salary across the UK

UK workplace earnings by regionSelect any region to see how the entered salary compares with its full-time annual earnings. The region selector above provides the same information.
——percentile band
Regional median—

—

Lower rankTop 1%Outline = selected region
Colour = supported lower bound

Based on workplace, not home address. Selecting a region updates the chart automatically. It does not change your tax settings.

Compare all 12 workplace regions Median earnings, salary bands & data limits
ONS ASHE 2025 provisional · full-time employee jobs, by workplace. Data limit is the highest usable percentile, not the highest earner.
Workplace regionAnnual medianSalary A bandA vs medianData limit
£34,40380th–90th+45.3%P94
£37,36170th–75th+33.8%P97
£35,68275th–80th+40.1%P96
£35,60075th–80th+40.4%P96
£37,06470th–75th+34.9%P96
£38,59770th–75th+29.5%P96
£49,69250th–60th+0.6%P97
£39,98360th–70th+25.1%P97
£37,19575th–80th+34.4%P96
£39,71970th–75th+25.9%P96
£35,79675th–80th+39.7%P95
£37,05270th–75th+34.9%P94

03 / THE NUMBERS BEHIND IT

From gross to take-home

Your gross monthly pay—
Take-homeIncome TaxNational Insurance

—

Employer pension is additional to your gross salary. Monthly figures are annual averages, not a payslip forecast.

Estimated pay breakdown
BreakdownYour salary
Calculation assumptions & pension notes

    SOURCES & ASSUMPTIONS

    About the figures

    Your take-home uses 2026/27 rules. The benchmarks use 2025 provisional ONS earnings data. These are different reference periods, deliberately labelled.

    Who are you comparing with?

    Full-time employee jobs on adult rates, held for more than a year, in the Annual Survey of Hours and Earnings. Annual gross earnings cover the tax year ending 5 April 2025 and can include bonuses and overtime. This is a comparison with jobs, not every person in the UK, and excludes self-employment.

    Full-time means more than 30 paid hours a week, or 25 or more for teaching professions. A part-time salary is not a like-for-like comparison. Regional results use workplace location, not residence, and do not measure purchasing power.

    How do the percentile bands work?

    If your salary falls between the published 60th and 70th percentile thresholds, we show the 60th–70th percentile band. Above P90, the additional ONS release supplies one-percentile steps where quality allows. The UK P99 threshold is £186,840, so £250,000 supports a top-1% band. We do not infer an exact rank or estimate beyond P99.

    Regions have different quality limits. London’s last usable point is P97 (£207,988), so £250,000 supports “Top 3%; finer rank unavailable”. Its P98 has a 32.8% coefficient of variation and P99 has no usable CV, so neither is included. Below P10 we retain the open-ended lower band.

    A smooth guide connects published thresholds; it does not estimate an exact personal percentile. Unavailable points are not bridged. Auto view focuses on P90–P100 only when all selected salaries reach that region’s P90; otherwise it shows the whole distribution. Map colours represent supported lower bounds, not precise rankings, population density or cost of living. A salary's benchmark position is based on gross earnings before pension deductions.

    Published data & sources

    Source: Office for National Statistics licensed under the Open Government Licence v.3.0. Contains OS data © Crown copyright and database right 2023.

    ASHE 2025 is provisional. The core tables were released 23 October 2025; the P90–P99 regional release followed on 4 November 2025. Data checked on 17 October 2026, before publication of ASHE 2026. Benchmarks are not adjusted for inflation.

    Annual gross earnings: full-time employee jobs (£). Unavailable means excluded for unreliable or unavailable sampling precision.
    WorkplaceP10P20P25P30P40P50P60P70P75P80P90P91P92P93P94P95P96P97P98P99
    United Kingdom£23,990£27,495£29,262£30,935£34,779£39,039£44,203£50,115£54,009£59,083£76,903£80,000£83,929£88,205£93,273£99,387£107,496£120,383£142,533£186,840
    North East£23,284£25,891£27,082£28,496£31,041£34,403£38,329£43,517£46,220£49,905£61,420£63,190£65,015£68,312£70,680UnavailableUnavailableUnavailableUnavailableUnavailable
    North West£23,400£26,451£27,992£29,766£33,256£37,361£42,200£47,753£51,167£55,224£70,142£72,347£75,296£78,438£81,504£85,754£91,509£98,523UnavailableUnavailable
    Yorkshire and The Humber£23,397£26,259£27,690£29,146£32,252£35,682£39,644£45,282£48,430£52,336£65,286£67,047£69,821£72,534£76,246£80,000£84,844UnavailableUnavailableUnavailable
    East Midlands£23,135£26,083£27,413£28,946£32,002£35,600£39,687£45,006£48,196£51,736£63,883£65,872£68,798£71,369£75,190£79,654£84,675UnavailableUnavailableUnavailable
    West Midlands£23,279£26,470£27,951£29,665£33,160£37,064£41,824£47,523£50,611£55,000£68,285£70,703£73,424£76,260£80,299£84,764£90,000UnavailableUnavailableUnavailable
    East of England£23,694£27,388£29,110£30,680£34,351£38,597£43,619£49,530£52,984£57,766£74,962£78,012£80,953£84,998£89,786£95,431£101,231UnavailableUnavailableUnavailable
    London£27,418£32,800£35,424£37,909£43,269£49,692£56,698£66,886£73,667£83,087£115,775£121,526£129,141£138,666£149,713£165,145£181,376£207,988UnavailableUnavailable
    South East£24,138£27,886£29,704£31,565£35,404£39,983£44,961£51,164£55,000£60,000£77,370£80,027£83,314£86,965£90,956£95,867£102,839£111,662UnavailableUnavailable
    South West£23,936£27,000£28,631£30,019£33,492£37,195£41,552£47,009£50,000£54,540£68,482£70,943£73,096£75,795£79,913£86,371£93,155UnavailableUnavailableUnavailable
    Scotland£24,591£28,138£29,635£31,305£35,218£39,719£44,548£49,898£52,500£56,752£71,307£73,822£76,104£79,670£84,223£90,300£97,299UnavailableUnavailableUnavailable
    Wales£23,621£26,316£27,865£29,439£32,446£35,796£39,819£44,988£47,569£50,672£60,628£62,527£64,334£66,629£69,283£72,571UnavailableUnavailableUnavailableUnavailable
    Northern Ireland£23,198£26,723£28,235£29,780£33,044£37,052£41,246£47,199£50,197£54,521£67,518£69,226£71,874£74,880£79,803UnavailableUnavailableUnavailableUnavailableUnavailable
    Tax calculation scope

    A full year in one job, with monthly pay, the standard Personal Allowance and category A National Insurance. Income Tax is an annual-liability estimate; National Insurance and loan deductions use monthly thresholds. Actual payroll and tax codes can differ. No benefits in kind, other income, Child Benefit charge, pension tax charges or relief-at-source calculation is included.

    Auto-enrolment assumes full-year enrolment, using 5% employee and 3% employer on monthly qualifying earnings of £520–£4,189. Eligibility is not checked. Custom pension percentages use full reference salary. Choose your actual scheme's payment method; salary sacrifice and net pay can produce different results.

    HMRC Income Tax rates · National Insurance rates · Workplace pension contributions

    Privacy, saving & hosting

    The calculator runs in this browser tab without sending your salary or pension inputs to a calculation server. We add no analytics, advertising, accounts, browser storage or application cookies. Reloading resets your entries. Only the comparison view and breakdown period are kept in the URL, never your salary.

    The host uses Cloudflare security checks, which can add bot-detection scripts and security cookies. The host also receives ordinary connection information when serving the page. Read the privacy notice for details. A saved or printed report contains your figures; check it before sharing.

    EARNINGS REFERENCE

    UK Salary Benchmarks, Explained

    Official earnings data, clear comparison limits and worked examples. The figures below describe full-time employee jobs, not every UK resident.

    What salary puts you in the UK top 1%?

    The published 2025 provisional ONS threshold is £186,840 in annual gross earnings. The top-5% threshold is £99,387 and the top-10% threshold is £76,903. The UK median is £39,039. These survey estimates cover annual pay for the tax year ending 5 April 2025; they are not inflation-adjusted or exact live population cutoffs.

    UK Salary Percentiles: Thresholds and Examples

    How does your workplace region change the comparison?

    Regions have different pay distributions and different statistical quality limits. A £250,000 salary is in the UK top-1% band, but the London data only supports “Top 3%; finer rank unavailable”. A workplace comparison does not adjust for housing costs or change your Income Tax jurisdiction.

    London Salary Benchmarks · Compare All 12 UK Workplace Regions

    Calculation and Benchmark Methodology · Pay Rise and Pension Guides

    Source: Office for National Statistics, ASHE 2025 provisional. Published data checked 17 October 2026.

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